Betsy

Complete your home loan application online in as little as 3 minutes. With Better, getting a mortgage has never been easier.

Finance of America

Better Mortgage

title@better.com

Better Mortgage Corporation, ISAOA ATIMA
1 World Trade Center
80th Floor
New York, NY 10007

Title Team

I authorize {{$config.brand.communicationsSender}} to verify my credit. I've also read and agreed to {{$config.brand.communicationsSender}}'s <a href="{{$config.brand.tou}}" target="_blank" rel="noopener noreferrer">Terms of Use</a>, <a href="{{$config.brand.privacyPolicy}}" target="_blank" rel="noopener noreferrer">Privacy Policy</a>{{#if $config.brand.epayDisclosureConsentConfig.enabled}}, <a href="{{$config.brand.epayDisclosureConsentConfig.link}}" target="_blank" rel="noopener noreferrer">{{$config.brand.epayDisclosureConsentConfig.text}}</a>{{/if}}, and <a href="{{$config.brand.electronicDeliveryConsent}}" target="_blank" rel="noopener noreferrer">Consent to Receive Electronic Loan Documents</a>, and consent to a credit inquiry and income verification.

I, the mortgage broker for the consumers applying for this mortgage loan, affirm that I have obtained the consumer's express consent to conduct a soft credit inquiry for the purpose of mortgage prequalification, rate analysis, or other preliminary financing discussions. This soft credit inquiry is used solely to assess creditworthiness and will not impact the consumer's credit score.

I understand that by clicking below, I am providing written instruction to {{$config.brand.legalName}} under the Fair Credit Reporting Act, authorizing {{$config.brand.legalName}} to obtain information from my personal credit report. I've also read and agreed to {{$config.brand.shortName}}'s <a href="{{$config.brand.tou}}" target="_blank" rel="noopener noreferrer">Terms of Use</a>, <a href="{{$config.brand.privacyPolicy}}" target="_blank" rel="noopener noreferrer">Privacy Policy</a>{{#if $config.brand.epayDisclosureConsentConfig.enabled}}, <a href="{{$config.brand.epayDisclosureConsentConfig.link}}" target="_blank" rel="noopener noreferrer">{{$config.brand.epayDisclosureConsentConfig.text}}</a>{{/if}}, and <a href="{{$config.brand.electronicDeliveryConsent}}" target="_blank" rel="noopener noreferrer">Consent to Receive Electronic Loan Documents</a>, and consent to a credit inquiry and income verification.

I{{#if $loan.coborrowerFirstName}}, {{$loan.coborrowerFirstName}}{{#if $loan.coborrowerLastName}} {{$loan.coborrowerLastName}}{{/if}},{{/if}} authorize {{$config.brand.communicationsSender}} to verify my credit. I've also read and agreed to {{$config.brand.communicationsSender}}'s <a href="{{$config.brand.tou}}" target="_blank" rel="noopener noreferrer">Terms of Use</a>, <a href="{{$config.brand.privacyPolicy}}" target="_blank" rel="noopener noreferrer">Privacy Policy</a>{{#if $config.brand.epayDisclosureConsentConfig.enabled}}, <a href="{{$config.brand.epayDisclosureConsentConfig.link}}" target="_blank" rel="noopener noreferrer">{{$config.brand.epayDisclosureConsentConfig.text}}</a>{{/if}}, and <a href="{{$config.brand.electronicDeliveryConsent}}" target="_blank" rel="noopener noreferrer">Consent to Receive Electronic Loan Documents</a>, and consent to a credit inquiry and income verification.

I{{#if $loan.coborrowerFirstName}}, {{$loan.coborrowerFirstName}}{{#if $loan.coborrowerLastName}} {{$loan.coborrowerLastName}}{{/if}},{{/if}} authorize {{$config.brand.communicationsSender}} to verify my credit and to look up ownership of my current loan. I've also read and agreed to {{$config.brand.communicationsSender}}'s <a href="{{$config.brand.tou}}" target="_blank" rel="noopener noreferrer">Terms of Use</a>, <a href="{{$config.brand.privacyPolicy}}" target="_blank" rel="noopener noreferrer">Privacy Policy</a>{{#if $config.brand.epayDisclosureConsentConfig.enabled}}, <a href="{{$config.brand.epayDisclosureConsentConfig.link}}" target="_blank" rel="noopener noreferrer">{{$config.brand.epayDisclosureConsentConfig.text}}</a>{{/if}}, and <a href="{{$config.brand.electronicDeliveryConsent}}" target="_blank" rel="noopener noreferrer">Consent to Receive Electronic Loan Documents</a>, and consent to a credit inquiry and income verification.

By clicking "Next" and sharing your contact information, you expressly consent to receive transactional and marketing calls, texts, and emails from {{$config.brand.legalName}} d/b/a {{$config.brand.shortName}} using a manual or automated system and/or prerecorded messages, even if you are on a State or Federal Do-Not-Call List. Your consent is not required for doing business with {{$config.brand.legalName}} d/b/a {{$config.brand.shortName}}, and you can revoke consent at any time. Message frequency varies and message and data rates may apply. To speak with someone at {{$config.brand.legalName}} d/b/a {{$config.brand.shortName}}, please call <a href="tel:{{$config.brand.phone}}" target="_blank">{{$config.brand.phone}}</a>.

By entering their phone number you're authorizing {{#if $config.brand.brokerShortName}}{{$config.brand.brokerShortName}} and/or {{$config.brand.shortName}}{{else}}{{$config.brand.shortName}}{{/if}} to use this number to call, text and send them messages by any method. We won't charge them for any contact but their service provider could.

Why we're Better

This is what you told us about your finances and property on your application — we’re here to help if you need to make any changes.

© 2025 Better Home & Finance Holding Company and/or its affiliates. Better is a family of companies. Better Mortgage Corporation provides home loans; Better Real Estate, LLC and Better Real Estate California Inc License # 02164055 provides real estate services; Better Cover, LLC sells insurance products; and Better Settlement Services provides title insurance services; Better Connect, LLC dba Better Attorney Match provides real estate attorney connection services; and Better Inspect, LLC provides home inspection services. All rights reserved.



Home lending products offered by Better Mortgage Corporation. Better Mortgage Corporation is a direct lender. NMLS #330511. 1 World Trade Center, 80th Floor, New York, NY 10007. Loans made or arranged pursuant to a California Finance Lenders Law License. Not available in all states. Equal Housing Lender. NMLS Consumer Access

As a first step to lock a rate, we need to get a full credit report from all three bureaus for you (this is a requirement for Fannie Mae, Freddie Mac, and other investors).

Business Wire, “Better Breaks Through in Online Purchase Mortgages…

Better Mortgage doesn't believe in charging additional costs like lender fees and loan officer commissions

CFPB, CFPB Finds Percentage of Borrowers with $20K in Student Debt Doubled Over Last Decade

Doing a cash-out refinance may save you money on your student debt. Chat with one of our Loan Consultants to learn more.

We're one of the only lenders that will generate a Loan Estimate automatically without conducting a hard credit pull.

We've canceled your loan application

Re: Thank you for your rate-lock request

This loan is underway!

You're getting this message because you created an application on Better.com.

These include fees that are controlled by the lender, such as the origination fee which is $0 unless you decide to buy a lower rate, as well as 3rd party services that you can shop for but are required for funding your loan.

If Better retains the servicing of your loan, automatic payments will be turned on.

Need help? Call 415-523-8837

Welcome to Finance of America!
What can we help you with?

.css-jbfrph{width:auto;white-space:normal;}@media screen and (min-width: 321px){.css-jbfrph{white-space:normal;}}@media screen and (min-width: 768px){.css-jbfrph{white-space:nowrap;}}Welcome to Finance of America!What can we help you with?

Welcome to Finance of America!
What can we help you with?